Here is a useful tool for all of those wishing to experiment with different advances, without having to grind and refresh each time.
http://www.angelfire.com/art/epicar/PlanProg.htm
You will have to rename the file to Advplanner.exe, but then it will open. The base files on the site are for a different mud and out of date. You will have to create new ones to suit your guild. Essentially you will be recreating your guilds' skillset. When adding new skills, remember to use the add subskill button when appropriate. I recommend starting each skill at 5, and once you have it mapped out correctly, save the file for future use. Keep in mind that the mud CAN round differently then this tool, but I've only ever seen a difference of 1 point, and even that was rare. The pic here is the finished results of a Samurai build. All credit for creating the planner goes to Epicar, whoever that is.